โข
Capping fees and interest rates won’t make lenders offer bad loans. But it does limit the options for poor and marginal borrowers to access credit.
โข
Regulators shouldn’t complicate an already delicate balance between security, functionality, and privacy. Their bumbling rigidity inadvertently creates new vulnerabilities.
โข
In 1999, experts recommended (without evidence) that healthy pregnant women and toddlers avoid peanuts. Over the next 20 years, ER visits for anaphylaxis increased 1,000 percent.
โข
Honorees Acemoglu, Johnson, and Robinsonโs work is far from the last word on explanations for why some countries are rich and some countries are poor.
โข
Years of training and certification aren’t required to protect consumers. They exist to protect existing players and bolster training programs.
The US government is increasingly dependent on debt to finance spending. Investors can use the threat of refusing to purchase or roll over treasury holdings to receive special privileges and favors themselves.ย
โข
An enrollment cliff is coming. School choice will become an appealing way for states to attract families, but those programs will be harder to pass.
Disasters create desperate need and diminish supply at the same time. High prices reflect that painful reality and motivate us to correct the situation quickly.
โข
Capped rent provides short-term relief for a select few, but harms the broader housing market and exacerbates the problems it purports to solve.
Candidates sloganeering about housing fail to address the crucial role government intervention plays in compounding the affordability crisis.
โข
Capping fees and interest rates won’t make lenders offer bad loans. But it does limit the options for poor and marginal borrowers to access credit.
โข
Regulators shouldn’t complicate an already delicate balance between security, functionality, and privacy. Their bumbling rigidity inadvertently creates new vulnerabilities.
โข
In 1999, experts recommended (without evidence) that healthy pregnant women and toddlers avoid peanuts. Over the next 20 years, ER visits for anaphylaxis increased 1,000 percent.
โข
Honorees Acemoglu, Johnson, and Robinsonโs work is far from the last word on explanations for why some countries are rich and some countries are poor.
โข
Years of training and certification aren’t required to protect consumers. They exist to protect existing players and bolster training programs.
The US government is increasingly dependent on debt to finance spending. Investors can use the threat of refusing to purchase or roll over treasury holdings to receive special privileges and favors themselves.ย
โข
An enrollment cliff is coming. School choice will become an appealing way for states to attract families, but those programs will be harder to pass.
Disasters create desperate need and diminish supply at the same time. High prices reflect that painful reality and motivate us to correct the situation quickly.
โข
Capped rent provides short-term relief for a select few, but harms the broader housing market and exacerbates the problems it purports to solve.
Candidates sloganeering about housing fail to address the crucial role government intervention plays in compounding the affordability crisis.
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