Monetary Policy
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Fannie Mae Set to Scrap 620 Credit Score Minimum — Should You Care?
The minimum score was arbitrary anyway, and lenders are able to price risk accordingly.
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Section 1033: DC’s Quiet Takeover of Your Financial Data
CFPB’s new data mandate grows regulatory power by redefining “protection” as permission. Washington is fusing monetary and informational control.
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•
Fed Cuts Rates for Second Straight Meeting
Inflation remains stubbornly high and employment is softening. The Fed’s “balanced approach” marginally lowered interest rates again.
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•
One Vote Away: The Balanced-Budget Amendment That Almost Passed
Decades after Congress missed a golden opportunity, it’s time to get serious about controlling runaway federal debt.
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Frankenstein’s Money Press: How Washington Unleashed the Modern Monetary Monster
Governments thought they could summon endless wealth from thin air. Instead, Modern Monetary Theory unleashed inflation, eroded trust, and left the Fed cornered by its own creation.
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•
Slower Inflation But Rising Uncertainty in September
Modest cooling in consumer prices masks deeper pressures from tariffs and energy costs. The Fed must weigh short-term relief against the risk of tightening too late.
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•
Repo Market’s Warning Light is Flickering
Rising repo rates, a shrinking reserve pool, and heavier use of the Fed’s backstop all indicate banks’ “ample reserves” are thinning amid a slow liquidity squeeze.
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•
The Fed Cuts, but the Market Shrugs: Why Mortgage Rates Refuse to Fall
The Fed can lower the funds rate, but only Congress can rein in the spending that keeps long-term yields — and mortgage rates — stubbornly high.
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•
Gold’s Acceleration Reveals Vanishing Calm, Coming Change
A “perfect storm” of inflation, debt, geopolitical tension, and investor doubt is propelling gold higher — and faster — than ever before.
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•
Why the Erosion of Central Bank Independence Matters
The lesson from around the world is clear: countries that politicize their central banks pay a steep price.
-
•
Fannie Mae Set to Scrap 620 Credit Score Minimum — Should You Care?
The minimum score was arbitrary anyway, and lenders are able to price risk accordingly.
-
•
Section 1033: DC’s Quiet Takeover of Your Financial Data
CFPB’s new data mandate grows regulatory power by redefining “protection” as permission. Washington is fusing monetary and informational control.
-
•
Fed Cuts Rates for Second Straight Meeting
Inflation remains stubbornly high and employment is softening. The Fed’s “balanced approach” marginally lowered interest rates again.
-
•
One Vote Away: The Balanced-Budget Amendment That Almost Passed
Decades after Congress missed a golden opportunity, it’s time to get serious about controlling runaway federal debt.
-
•
Frankenstein’s Money Press: How Washington Unleashed the Modern Monetary Monster
Governments thought they could summon endless wealth from thin air. Instead, Modern Monetary Theory unleashed inflation, eroded trust, and left the Fed cornered by its own creation.
-
•
Slower Inflation But Rising Uncertainty in September
Modest cooling in consumer prices masks deeper pressures from tariffs and energy costs. The Fed must weigh short-term relief against the risk of tightening too late.
-
•
Repo Market’s Warning Light is Flickering
Rising repo rates, a shrinking reserve pool, and heavier use of the Fed’s backstop all indicate banks’ “ample reserves” are thinning amid a slow liquidity squeeze.
-
•
The Fed Cuts, but the Market Shrugs: Why Mortgage Rates Refuse to Fall
The Fed can lower the funds rate, but only Congress can rein in the spending that keeps long-term yields — and mortgage rates — stubbornly high.
-
•
Gold’s Acceleration Reveals Vanishing Calm, Coming Change
A “perfect storm” of inflation, debt, geopolitical tension, and investor doubt is propelling gold higher — and faster — than ever before.
-
•
Why the Erosion of Central Bank Independence Matters
The lesson from around the world is clear: countries that politicize their central banks pay a steep price.