Policy
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What the 50-Year Mortgage Debate Reveals About US Housing Constraints
Ultimately, the debate over 50-year mortgages is less about exotic loan structures and more about the deeper structural limits of America’s housing system.
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America’s Next Industrial Geography: Wherever the Power Is Cheap
Data centers will power the next century, but the grid isn’t ready. The quest for capacity is reorganizing political alliances and showing up in rate hikes.
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Data Centers Aren’t the Only Reason Electricity Prices Are Surging
Government regulations and new taxes are adding a hidden ‘policy premium’ to electricity costs.
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Fannie Mae Set to Scrap 620 Credit Score Minimum — Should You Care?
The minimum score was arbitrary anyway, and lenders are able to price risk accordingly.
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Obamacare’s Costly Illusion of Affordability: From Subsidies to Serfdom
The ACA obscures the true costs of healthcare. The government shutdown revealed just how much.
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How to Prove Economists Wrong About Tariffs: Never Do What You Threatened
The administration’s tariff regime looks like a success only because it was never actually implemented. Economic pain is postponed, but so is accountability.
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Semiconductor Giants with Tech-Industrial Ambitions
With CHIPS Act subsidies, acquisitions, and now federal ownership shares in Intel, semiconductor makers are accruing a lot of political power. That won’t be good news for technical innovation.
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The OECD’s Warning to America: Economic Growth Is Slipping
The OECD’s projections are a flashing red light, not a prophecy. The fix is clear: spend less, regulate less, and trust people more.
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The Big Chill: Mamdani’s Rent-Freeze Fantasy
Reduced rents for some tenants aren’t worth reducing the supply and quality of housing for everyone else in the city.
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The Case for Privately Funding the Arts Just Got Stronger
Art is highly subjective. Why shouldn’t individuals fund the work they feel is important and valuable, voluntarily?
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What the 50-Year Mortgage Debate Reveals About US Housing Constraints
Ultimately, the debate over 50-year mortgages is less about exotic loan structures and more about the deeper structural limits of America’s housing system.
-
•
America’s Next Industrial Geography: Wherever the Power Is Cheap
Data centers will power the next century, but the grid isn’t ready. The quest for capacity is reorganizing political alliances and showing up in rate hikes.
-
•
Data Centers Aren’t the Only Reason Electricity Prices Are Surging
Government regulations and new taxes are adding a hidden ‘policy premium’ to electricity costs.
-
•
Fannie Mae Set to Scrap 620 Credit Score Minimum — Should You Care?
The minimum score was arbitrary anyway, and lenders are able to price risk accordingly.
-
•
Obamacare’s Costly Illusion of Affordability: From Subsidies to Serfdom
The ACA obscures the true costs of healthcare. The government shutdown revealed just how much.
-
•
How to Prove Economists Wrong About Tariffs: Never Do What You Threatened
The administration’s tariff regime looks like a success only because it was never actually implemented. Economic pain is postponed, but so is accountability.
-
•
Semiconductor Giants with Tech-Industrial Ambitions
With CHIPS Act subsidies, acquisitions, and now federal ownership shares in Intel, semiconductor makers are accruing a lot of political power. That won’t be good news for technical innovation.
-
•
The OECD’s Warning to America: Economic Growth Is Slipping
The OECD’s projections are a flashing red light, not a prophecy. The fix is clear: spend less, regulate less, and trust people more.
-
•
The Big Chill: Mamdani’s Rent-Freeze Fantasy
Reduced rents for some tenants aren’t worth reducing the supply and quality of housing for everyone else in the city.
-
•
The Case for Privately Funding the Arts Just Got Stronger
Art is highly subjective. Why shouldn’t individuals fund the work they feel is important and valuable, voluntarily?